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401(k) Withdrawal Calculator

401(k) Withdrawal Calculator

Traditional 401(k) withdrawals are taxed as ordinary income. Enter your balance and an estimated tax rate below to see how long it lasts after tax, either from a monthly withdrawal or a target number of years.

Total spending you want covered, before subtracting guaranteed income below

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A note on this account type

Withdrawals from a traditional 401(k) are taxed as ordinary income in the year taken, and (outside a few exceptions, like the Rule of 55) generally carry a 10% early-withdrawal penalty before age 59½.

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