A SEP IRA follows traditional IRA withdrawal rules — taxed as ordinary income. Enter your balance and an estimated tax rate below to see how long it lasts after tax.
Total spending you want covered, before subtracting guaranteed income below
Lasts about years ( months)
Max sustainable withdrawal: / month
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A SEP IRA is withdrawn under the same rules as a traditional IRA: withdrawals are taxed as ordinary income, with a 10% early-withdrawal penalty before age 59½.
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