Enter your balance and an estimated tax rate below to see how long a SIMPLE IRA lasts. Watch the note below the calculator if you're within your first two years in the plan.
Total spending you want covered, before subtracting guaranteed income below
Lasts about years ( months)
Max sustainable withdrawal: / month
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A SIMPLE IRA carries the usual 10% early-withdrawal penalty before age 59½ — except within the plan's first two years, when an early withdrawal is instead penalized 25%.
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